Business Insurance
Running a business comes with enough challenges. We help business owners evaluate risks and explore coverage for property, operations, employees, and liability.
Explore Business InsuranceHow we can help
Insurance for what matters to you.
Whether you’re running a business, protecting your home and family, or managing investment properties, we’re here to help you make sense of your options.
Home, Auto & Umbrella
Your home, vehicles, and personal finances deserve a thoughtful review. We’ll help you compare available options and weigh coverage against cost.
Explore Personal Insurance
Multifamily Insurance
Apartment properties bring operating and financial considerations of their own. Gil’s direct experience managing more than 500 units informs the conversation.
Explore Multifamily Insurance
Gil Gonzalez, License #G274675
A business owner’s perspective on insurance.
Gratia was founded by Gil Gonzalez, an entrepreneur and business executive with more than 30 years of experience across multiple industries.
From operating insurance agencies to managing multifamily real estate and working with businesses in construction, logistics, healthcare, and technology, Gil understands firsthand that every business has its own challenges and risks.
That experience shapes his approach to insurance: listen first, understand the business, and help clients evaluate coverage that makes sense for their circumstances.
Meet GilWhat to expect
Good coverage starts with a good conversation.
We listen
We learn about your business, property, family, or situation and what concerns you most.
We explore your options
We review relevant options available through our carrier relationships and explain important limits, deductibles, and tradeoffs.
We stay involved
As your circumstances change, we’re available to revisit your needs and help you evaluate possible adjustments.
Our foundation
Built on trust. Guided by purpose.
Gratia means grace. It’s a name that reflects the values on which our agency was founded: integrity, humility, responsibility, and service to others. Our faith inspires how we do business. We’re committed to treating every client with honesty, care, and respect, regardless of background or beliefs.
Let’s talk about what you need to protect.
Whether you’re reviewing existing insurance, starting a business, or looking for coverage for a new property, we’d welcome the conversation.